Home Loans
Overview:
HOME LOAN ELIGIBILITY
You should be above 24 years and below 65 years.
DOCUMENTS REQUIRED FOR HOME LOAN
Age Proof
Photo Identity Proof
Address proof
Salary Slips
A Copy of your Salary slips for the last three months / Appointment letter / Yearly increment letter / Certified true copy of Form 16
Income Proof
A copy of your Salary account bank statements for the last six months
Existing Loan Details
Existing loan details should be provided through bank statements
Processing Fee Cheque
HOME LOAN ELIGIBILITY
You should be below 65 years.
DOCUMENTS REQUIRED FOR HOME LOAN
Age Proof
Photo Identity Proof
Address proof
Business proof
A copy of the last two years’ Income Tax Returns / your Business profile on letter head / Registration certificate for business commencement
Income Proof
A copy of your Salary account bank statements for the last six months
Existing Loan Details
Existing loan details should be provided through bank statements
Processing Fee Cheque
Frequently Asked Questions
1. How do I apply for a Home Loan?
You can approach/reach us by any of the following ways:
- Apply online by writing to info@loangenie.co.in
- Call/Whatsapp us at our mobile number +91 9347325897
2. How is the interest charged/ calculated?
3. Who can be the co-applicants for the loan?
- Your spouse
- Any of your blood relative (immediate family members)
- Also co-owner has to be necessarily co-applicant in the loan.
4. What are the securities/ collaterals you need to provide?
5. What are the stages involved while taking a loan?
6. What are the various kind of loans extended?
- Loan for home purchase
- Loan for Residential plot and self-construction
- Loan for Home extension/Improvement
- Balance Transfer from other banks
- Loan for builders properties
- Loan against Property
7. What is a Monthly Reducing Balance?
8. What is an amortization schedule?
9. Can you get IT certificates in the name of both the applicant and co-applicant separately?
10. What kind of Tax Benefit does an individual get while applying for a Home Loan?
11. What is Pre EMI?
Let's process your loan
Get In Touch
Get In Touch
Address
Phone
+91 9347325897