Loans For NRI

Loans for NRI

Your work might have taken you abroad but the earning for the homeland remains unabated. With us turning your dream home in India, into a reality, is convenient and easy.

Key Benefits & Features


  • Loans to NRIs for the purchase of a Flat/Independent House.
  • Loans to NRIs for purchase of “Commercial Property”.
  • Loans to NRIs for purchase of “Plot” in approved projects
  • Loans to NRIs “Self Employed” for purchase of a flat/Independent House.
  • Loans to NRIs against “Mortgage of Properties”(Residential property, Open Plots, Commercial properties etc)
  • Loans to NRIs for “Self Construction” on a freehold plot.


1. Who is an NRI?
An NRI is an Indian citizen who stays outside India: (a) for purposes of carrying out employment or any business or vocation; (b) under circumstances indicating an intention to stay outside India for an uncertain duration; (c) any Indian citizen deputed outside India for a temporary period in connection with employment
2. Who can avail a NRI commercial property loan?
Salaried NRI can avail this loan.
3. How much finance can I avail against the property value?
You can borrow up to 65 % of the market value of your property subject to your income eligibility.
4. For how long a period can I get a commercial property loan?
From minimum 3 years to maximum 15 yrs.
5. Do I need a co-applicant?
Yes. Co – applicant is required and should be a blood relative of the main applicant
6. What is a Power of Attorney (POA)?
A power of attorney is a resident Indian appointed to act on behalf of the NRI applicant through an execution of the General Power of Attorney (GPOA) deed. The resident Indian should be coapplicant to the loan.
7. Process when Power of Attorney (POA) is executed outside India by non resident Indians?
The attorney (resident Indian) should preferably be a resident of the city / town from where the loan is availed. End of each page of the POA is to be signed and wherever the blanks are filled in ink should be initialed by the grantor (applicant executing the POA). Photographs of the grantor and the attorneys are to be affixed. The signature of the grantor should be attested by any authorized official of the Indian embassy / Indian consulate / trade commissioner of India in the country where the grantor resides. The POA is then sent to India where the attorney signs the POA on the last page. The POA then needs to be duly stamped as per applicable stamp duty in India and duly notarized within 3 months of its arrival in India.
8. How do I repay the loan?
There are 2 modes of repayment – ECS or PDC from NRE/NRO or from such accounts as may be permitted by RBI from time-to-time.

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#103, Plot No 28, Mohammed's Castle, Madhura Nagar, Beside Allahabad Bank, Yousufguda Road, Hyderabad-500 0038.


+91 9347325897


+91 9347325897

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